The internet has now become one of the most paces to send money online instantly today. Because it has become so popular that it has become a target for thieves and criminals as the number of people using these platforms, is increasing at a rapid rate. As days pass, the number of things posing as threats to mobile internet banking, and net banking apps, keeps increasing. To minimise this, financial institutions are making it their priority to safeguard their customers’ sensitive information. But it is imperative for every user to take measures to secure their mobile banking transactions. Basic knowledge on how to operate computers, and use the internet, is all one needs after all!
Some of the ways to secure your mobile banking transactions are:
1. Don’t click on random links
Firstly, when it comes to internet banking, make sure all the transactions are conducted only through the company’s registered e-banking app or through the institution’s official website. To go to the official website, type in the web address or URL rather than clicking on links received in emails. These might redirect the user to a fraudulent website resembling that of the banks. The login page of the bank’s official site is a secured one, which means that a padlock or unbroken key symbol will appear in the browser when the original site is accessed. Additionally, the bank’s address will change from http to https when the connection is secure.
If pop-ups appear when accessing the bank’s page, make sure to log out immediately.
2. Clear browser and cache information regularly
Once a page has been accessed, it gets saved in the browser history for quicker access, in case it needs to be revisited. At times, even confidential information like mobile internet banking passwords, are collected by the browser, so it is easier to auto-fill. Therefore, clearing the cache is an essential part of keeping internet banking details safe, as chances of somebody else viewing the information shared, will be lesser.
3. Use secure networks
Many trusted companies provide good anti-viruses for mobile phones today. It is not advisable to use Wi-Fi that is left unlocked or is open and free for the public to use. For mobile banking, always use cellular data or secure Wi-Fi at a trusted location.
It is also advisable to use the OTP facility rather than the pin number, whenever possible, as this requires the updated phone number and email address, to go ahead with transactions.
Some of the ways to secure your mobile banking transactions are:
1. Don’t click on random links
Firstly, when it comes to internet banking, make sure all the transactions are conducted only through the company’s registered e-banking app or through the institution’s official website. To go to the official website, type in the web address or URL rather than clicking on links received in emails. These might redirect the user to a fraudulent website resembling that of the banks. The login page of the bank’s official site is a secured one, which means that a padlock or unbroken key symbol will appear in the browser when the original site is accessed. Additionally, the bank’s address will change from http to https when the connection is secure.
If pop-ups appear when accessing the bank’s page, make sure to log out immediately.
2. Clear browser and cache information regularly
Once a page has been accessed, it gets saved in the browser history for quicker access, in case it needs to be revisited. At times, even confidential information like mobile internet banking passwords, are collected by the browser, so it is easier to auto-fill. Therefore, clearing the cache is an essential part of keeping internet banking details safe, as chances of somebody else viewing the information shared, will be lesser.
3. Use secure networks
Many trusted companies provide good anti-viruses for mobile phones today. It is not advisable to use Wi-Fi that is left unlocked or is open and free for the public to use. For mobile banking, always use cellular data or secure Wi-Fi at a trusted location.
It is also advisable to use the OTP facility rather than the pin number, whenever possible, as this requires the updated phone number and email address, to go ahead with transactions.
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