Paying utility or credit card bills has become an ordeal nowadays. Carrying a bundle of cash and standing in long queues, is how you usually spend your weekends. Those never-ending queues and mind-boggling people struggling to get their bills paid gives the feel of a local fish market. This can consume your energy not only mentally but physically as well. To top it all, you have to deal with frustrated bankers. But do you know you do not have to go through all this anymore?
Thanks to the internet, you do not have to move a muscle. Right from bill payment to recharge, all is just a click away. In case you are new to technology, following are the advantages of online bill payment:
1) Convenient: It is probably the biggest benefit of paying bill online. After all, do you really want to ruin your weekend by harming your body standing in long queues? Several online payment apps have made the task easier for people. HDFC PayZapp, Paytm, Freecharge, allow you to make payment in hassle-free manner. All you have to do is log in with your username and password, include your bill details. It is that simple. So, no more interaction with grumpy bank staffs.
2) Environment-friendly: The other perks of online bill payment is going paperless. Some are habituated to save bills. However, you can now make your payment online and check your transactions easily through the bank or payment apps. This way you also understand how much of money is left on your wallet and you get to keep the environment safe as well.
3) Security: One of the concerns with paying bill online is security. There is always a threat of malware or fraud. However, websites today have protocols to keep your transactions safe and secure. There are layers of security that the customer has to go through purely for verification. You have the OTP system that has been introduced or the security question & answer that ensures the right person is using the app or website.
4) Standing instructions: Another perk of cashless payment is that you can set up pre-payment schedules ahead of the bill due date. They act as reminders. The bank will automatically debit the money from your account on the specified date of the month. This saves the hassle of constantly worrying as to when to pay the bill.
5) No additional charges: Paying your bills through cheque or ATM can include additional processing fees. If your bill amount is huge, these add-ons are the last thing you require. Through the online mode, you save those extra expenses as well.
If the above pointers do not convince you to join the online bill payment bandwagon, then nothing will.
Thanks to the internet, you do not have to move a muscle. Right from bill payment to recharge, all is just a click away. In case you are new to technology, following are the advantages of online bill payment:
1) Convenient: It is probably the biggest benefit of paying bill online. After all, do you really want to ruin your weekend by harming your body standing in long queues? Several online payment apps have made the task easier for people. HDFC PayZapp, Paytm, Freecharge, allow you to make payment in hassle-free manner. All you have to do is log in with your username and password, include your bill details. It is that simple. So, no more interaction with grumpy bank staffs.
2) Environment-friendly: The other perks of online bill payment is going paperless. Some are habituated to save bills. However, you can now make your payment online and check your transactions easily through the bank or payment apps. This way you also understand how much of money is left on your wallet and you get to keep the environment safe as well.
3) Security: One of the concerns with paying bill online is security. There is always a threat of malware or fraud. However, websites today have protocols to keep your transactions safe and secure. There are layers of security that the customer has to go through purely for verification. You have the OTP system that has been introduced or the security question & answer that ensures the right person is using the app or website.
4) Standing instructions: Another perk of cashless payment is that you can set up pre-payment schedules ahead of the bill due date. They act as reminders. The bank will automatically debit the money from your account on the specified date of the month. This saves the hassle of constantly worrying as to when to pay the bill.
5) No additional charges: Paying your bills through cheque or ATM can include additional processing fees. If your bill amount is huge, these add-ons are the last thing you require. Through the online mode, you save those extra expenses as well.
If the above pointers do not convince you to join the online bill payment bandwagon, then nothing will.
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