Travel makes you live and enjoy your life to the fullest. Let us admit; travelling makes us happy. However, there is one hindrance. You or your family members may be at risk, especially when you travel abroad. Someone could meet with an injury or a deadly accident. You could lose your belongings. This could turn your dream holiday in a different country into a nightmare. You will have to take necessary measures against them. Therefore, there should be no second thoughts on getting travel insurance.
When you purchase travel insurance, you should be well-versed with its policies. This article explains every aspect in detail.
What are the eligibility criteria to get international travel insurance?
Whether you opt for an individual or a family floater plan, the following conditions should be fulfilled:
1) Senior citizens: Those who have completed 85 years, can insure themselves under this policy
2) Students: If you are an aspirant heading for further studies abroad, you should be 16 to 40 years to avail of student international travel insurance plan
3) Primary travel insurance : If you are looking for business or family holiday, you should be 3 months to 60 years old to apply for a regular travel insurance plan
Agents, generally, offer you 3 types of travel insurance policies:
1) Student travel insurance: If you are heading overseas to pursue your studies, you subscribe to this plan. It will cover your accommodation and day-to-day purchases
2) Business travel insurance: All your business travel requirements will be covered under this scheme
3) Holiday travel insurance: This scheme protects you and your family from accidents, theft, etc.
What are the benefits of going for an international travel insurance policy?
1) Cancellation: In case you have to cancel the trip due to certain circumstances, the insurance company pays the expenses incurred in planning the trip. The travel insurance company also bears the bills that were paid to third-party company.
2) Baggage loss: If you lose your baggage, the insurance company pays the entire amount. You also receive compensation if there is a delay of baggage. You get an allowance to purchase essential stuff as may have been mentioned in the insurance's terms and policies.
3) Loss of travel papers: You have to keep your documents such as passport, etc. securely in the foreign land. You will fall in trouble if you lose them. In this case, the insurance company assist you by providing new travel documents.
4) Accident: If you face injury or death due to an accident, the insurance company will compensate for the same. Your nominee will get the financial benefit.
5) 24*7 assistance: You can reach your travel insurance company at any point of time on their customer care number. The staff members will sort out your issues by either speaking the country’s language or help you with the local conditions.
In a nutshell, an international travel insurance policy is affordable and comes with hosts of advantages. You can avoid losses and overcome your stress concerning finances by opting for the best insurance plan.
When you purchase travel insurance, you should be well-versed with its policies. This article explains every aspect in detail.
What are the eligibility criteria to get international travel insurance?
Whether you opt for an individual or a family floater plan, the following conditions should be fulfilled:
1) Senior citizens: Those who have completed 85 years, can insure themselves under this policy
2) Students: If you are an aspirant heading for further studies abroad, you should be 16 to 40 years to avail of student international travel insurance plan
3) Primary travel insurance : If you are looking for business or family holiday, you should be 3 months to 60 years old to apply for a regular travel insurance plan
Agents, generally, offer you 3 types of travel insurance policies:
1) Student travel insurance: If you are heading overseas to pursue your studies, you subscribe to this plan. It will cover your accommodation and day-to-day purchases
2) Business travel insurance: All your business travel requirements will be covered under this scheme
3) Holiday travel insurance: This scheme protects you and your family from accidents, theft, etc.
What are the benefits of going for an international travel insurance policy?
1) Cancellation: In case you have to cancel the trip due to certain circumstances, the insurance company pays the expenses incurred in planning the trip. The travel insurance company also bears the bills that were paid to third-party company.
2) Baggage loss: If you lose your baggage, the insurance company pays the entire amount. You also receive compensation if there is a delay of baggage. You get an allowance to purchase essential stuff as may have been mentioned in the insurance's terms and policies.
3) Loss of travel papers: You have to keep your documents such as passport, etc. securely in the foreign land. You will fall in trouble if you lose them. In this case, the insurance company assist you by providing new travel documents.
4) Accident: If you face injury or death due to an accident, the insurance company will compensate for the same. Your nominee will get the financial benefit.
5) 24*7 assistance: You can reach your travel insurance company at any point of time on their customer care number. The staff members will sort out your issues by either speaking the country’s language or help you with the local conditions.
In a nutshell, an international travel insurance policy is affordable and comes with hosts of advantages. You can avoid losses and overcome your stress concerning finances by opting for the best insurance plan.
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