In a world where we are running around to earn money, become a wealthy person and lead a happy lifestyle , our health takes a backseat. This negligence takes a toll on our body . Eventually, we are trapped in a circle of diseases. More ailments call for additional expenses. Therefore, to avoid the stress of medical care, people resort to all-in-one health insurance policies for themselves and their family.
What is health insurance all about?
It is an investment that protects you from unforeseen medical costs that you or your family member may require. All banks in India offer different health insurance plan. Following are some of the features of a health insurance:
1) Ensures cashless medical treatment
2) Repayment facilities in case of surgeries
3) Covers pre and post hospitalisation charges
4) You can also avail of cashless therapies from certain hospitals that are linked to your bank
Health insurance policies are available for every kind of individual in India:
1) Personal health insurance
2) Family health insurance
3) Child health insurance
4) Senior citizen health insurance and others
Taking up health insurance has become more of a compulsion today. Some significant advantages of applying for a health insurance plan is:
1) Safeguards your health: A medical insurance acts as your saviour when you are in dire need of money. Many health insurance schemes offer medical cum health check-up facilities and counselling sessions. Health counselling not only heals you mentally but emotionally as well. And nothing can get better than receiving such advises for free
2) Health costs are covered: Although the advancement of technology has enabled the users to get better treatment and services, it has only got costlier for the common man. If you have invested your money in buying an appropriate health insurance plan, then getting the right kind of medical treatment is not impossible. Your insurance company will manage your expenses, regardless of your financial condition
3) Best medical aid: The health insurance provides cashless treatment facility in time of emergency. This way you can avoid the delays of receiving the cash and get the treatment done on time
4) No claim bonus: You may not have the facility to claim medical insurance benefits every year, but the insurance company provides you with a no claim bonus in the following year. This includes all the reward you have earned over the past year , thus making it a profitable investment
5) Top-up plans: They are like additional covers. It enables you to settle your extra hospital dues, once your initial benefit sum gets exhausted. Apart from insurance coverage, a top-up plan boosts your health insurance policies as you receive additional benefits. You have to pay a premium to obtain these reimbursements, though
6) Covers critical illnesses: Major diseases such as cancer, heart attacks, paralysis, kidney disorders, are all uncalled events. They also require heavy treatments. Several health insurance policies offer coverage for critical illnesses. They ease off the pressure of massive payments from the shoulder of the insured. Insurance company offer these services from the beginning of the sickness.
Consider these aspects when you opt for a perfe ct health insurance plan. Do not compromise on your medical insurance because as the saying goes, ‘health is wealth.'
What is health insurance all about?
It is an investment that protects you from unforeseen medical costs that you or your family member may require. All banks in India offer different health insurance plan. Following are some of the features of a health insurance:
1) Ensures cashless medical treatment
2) Repayment facilities in case of surgeries
3) Covers pre and post hospitalisation charges
4) You can also avail of cashless therapies from certain hospitals that are linked to your bank
Health insurance policies are available for every kind of individual in India:
1) Personal health insurance
2) Family health insurance
3) Child health insurance
4) Senior citizen health insurance and others
Taking up health insurance has become more of a compulsion today. Some significant advantages of applying for a health insurance plan is:
1) Safeguards your health: A medical insurance acts as your saviour when you are in dire need of money. Many health insurance schemes offer medical cum health check-up facilities and counselling sessions. Health counselling not only heals you mentally but emotionally as well. And nothing can get better than receiving such advises for free
2) Health costs are covered: Although the advancement of technology has enabled the users to get better treatment and services, it has only got costlier for the common man. If you have invested your money in buying an appropriate health insurance plan, then getting the right kind of medical treatment is not impossible. Your insurance company will manage your expenses, regardless of your financial condition
3) Best medical aid: The health insurance provides cashless treatment facility in time of emergency. This way you can avoid the delays of receiving the cash and get the treatment done on time
4) No claim bonus: You may not have the facility to claim medical insurance benefits every year, but the insurance company provides you with a no claim bonus in the following year. This includes all the reward you have earned over the past year , thus making it a profitable investment
5) Top-up plans: They are like additional covers. It enables you to settle your extra hospital dues, once your initial benefit sum gets exhausted. Apart from insurance coverage, a top-up plan boosts your health insurance policies as you receive additional benefits. You have to pay a premium to obtain these reimbursements, though
6) Covers critical illnesses: Major diseases such as cancer, heart attacks, paralysis, kidney disorders, are all uncalled events. They also require heavy treatments. Several health insurance policies offer coverage for critical illnesses. They ease off the pressure of massive payments from the shoulder of the insured. Insurance company offer these services from the beginning of the sickness.
Consider these aspects when you opt for a perfe ct health insurance plan. Do not compromise on your medical insurance because as the saying goes, ‘health is wealth.'
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