Tuesday 18 September 2018

5 best-prepaid travel cards in India

Travelling overseas is always an exciting feeling. You get to visit new places, explore different cuisines and meet new people. Managing the currency could get tedious. This where a prepaid travel card comes to the rescue. Different banks offer different travel cards to fund you in the foreign country.

These prepaid cards come with numerous benefits and deals. They conveniently handle the extra expenses in the foreign land. Rather than carry hard cash, a travel card is the most cost-effective and secure option. They are generally accepted worldwide in e-commerce portals or retail outlets.
There are two usually two kinds of prepaid travel card: single currency car and multiple currency card. In the single currency card, you can add just one country’s money. As for multiple currency card, you can add multiple countries’ cash to make your travel a hassle-free one.

Who are the front-runners under the travel card category?

1) ICICI Bank travel cards: With the help of ICICI Bank’s travel card, you can manage your expenses in a convenient fashion. They offer three prepaid cards under this category like ICICI multi-currency travel card that supports 15 currencies. There is student travel card as well that supports the aspirant’s exam, university and hostel charges. Students can also book air tickets, do shopping and make other purchases with the help of the student card. ICICI Bank’s single currency card is perfect for those who venture out for a once in a lifetime international trip. It is available in 9 currencies.

2) Induslnd Bank travel cards: You can easily purchase and load currency with the Induslnd travel cards. Induslnd's prepaid travel card offers cashless and secure transaction to make your international trip a memorable one. They provide Indus forex card and Indus multi-currency card. The former card comes with 16 currencies for remittance. Meanwhile, the Indus multi-currency card supports 8 currencies

3) HDFC Bank travel cards: On the basis of your preference and usage, HDFC Bank offers wide range of travel cards that comprises of the following:

- HDFC Forex Plus Card: It is the most chosen card amongst the frequent travellers. Both MasterCard and VISA options are available on this card
- HDFC Forex Plus Chip Card
- HDFC Forex Plus Platinum Card
- Hajj Umrah Forex Plus Card: This card is specially designed for the pilgrims
- HDFC Multi-Currency Platinum Forex Plus Chip Card
- ISCI Student ID Forex Plus Chip Card: This card comes handy for the students travelling abroad

4) Axis Bank travel cards: Axis Bank provides 2 types of travel cards – multi-currency forex card in which you can load up to 16 currencies. It is further divided into 3 variants:
- Multi-Currency Forex Card
- Contactless Multi-Currency Forex Card
- Multi-Currency Image Card
You then have the Axis Travel Currency Card that is extensively used at VISA/MasterCard outlets and e-commerce websites. It is available in 11 currencies and comes loaded with some additional benefits.

5) SBI Foreign travel card: The card specially caters to your travelling needs. The SBI Foreign prepaid travel card enables you to shop, dine and get other purchases done. The card is presently available in 8 currencies.

The next time you plan your business, leisure or study trip, ensure that you have one of these prepaid cards throughout your journey. They will save you from the hard cash hassles in the overseas country.

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