Getting through the coveted university calls for celebrations. However, it is after the news is sunk in that we realise the actual work is yet to begin. From to-do list to arrangement of documents, everything has to be settled. But we forget the foremost thing – finances. How are you going to manage food, entertainment, tuition and other such expenses?
This is where a student forex card comes into the picture. They offer numerous facilities that make students life easy.
What is a student travel card?
Apart from the homesickness issue, students face several financial challenges. They also have to follow a certain protocol when studying abroad. A student travel card covers all the prerequisites. They are offered by all banks and some non-banking financial companies (NBFCs). Some lenders charge a nominal fee of INR 100-250 while some provide it for free.
These cards cover the following expenses:
- Day-to-day purchases abroad
- Flight tickets
- Accommodation
- College fees
However, countries like The United States of America (USA), The United Kingdom (UK), Canada and Australia allow limited withdrawals from their ATMs in one go. Some banks charge for withdrawals.
The benefits of carrying a student forex card along are:
1) No exchange rates: Students can get past the fluctuating exchange rates as they are fixed at the time of purchase of the card. Nevertheless, you will have to keep a tab on the prices when you are preparing for your travel. When the currency of that concerned country is strong, you can lock your rate as that would be considered the same when you conduct transactions there.
2) Wide acceptance: Student travel cards are widely accepted in the international online merchants. You can use the card for your stay and paying the college semester fees. You can even shop at the most luxurious mall overseas by just swiping the card, and all this include no exchange rates.
3) Reload the card: With the invention of the internet and smartphones, it is possible to reload the forex card on the move. All you need is relevant balance in your account for seamless transaction abroad.
4) Security: Imagine a scenario where you have lost your cash, especially when you are in abroad to study? Scary, right? The reason why ISIC forex card eliminate that fear is that it is not linked to your bank account. Also, it is encrypted with a pin and chip that makes it all the more secured means of managing finances.
5) Replacement cards: Another crucial benefit of owning a forex card is that banks offer a replacement card in the starters kit. You need to first block and report on the stolen card. Then you can continue using the replacement card.
HDFC Bank offers ISIC student forexplus card that gives you a wide range of discounts on food, travel, accommodation, etc. You can also reload it anywhere, anytime. To enjoy a stress-free educational experience abroad, apply for a student forex card today!
This is where a student forex card comes into the picture. They offer numerous facilities that make students life easy.
What is a student travel card?
Apart from the homesickness issue, students face several financial challenges. They also have to follow a certain protocol when studying abroad. A student travel card covers all the prerequisites. They are offered by all banks and some non-banking financial companies (NBFCs). Some lenders charge a nominal fee of INR 100-250 while some provide it for free.
These cards cover the following expenses:
- Day-to-day purchases abroad
- Flight tickets
- Accommodation
- College fees
However, countries like The United States of America (USA), The United Kingdom (UK), Canada and Australia allow limited withdrawals from their ATMs in one go. Some banks charge for withdrawals.
The benefits of carrying a student forex card along are:
1) No exchange rates: Students can get past the fluctuating exchange rates as they are fixed at the time of purchase of the card. Nevertheless, you will have to keep a tab on the prices when you are preparing for your travel. When the currency of that concerned country is strong, you can lock your rate as that would be considered the same when you conduct transactions there.
2) Wide acceptance: Student travel cards are widely accepted in the international online merchants. You can use the card for your stay and paying the college semester fees. You can even shop at the most luxurious mall overseas by just swiping the card, and all this include no exchange rates.
3) Reload the card: With the invention of the internet and smartphones, it is possible to reload the forex card on the move. All you need is relevant balance in your account for seamless transaction abroad.
4) Security: Imagine a scenario where you have lost your cash, especially when you are in abroad to study? Scary, right? The reason why ISIC forex card eliminate that fear is that it is not linked to your bank account. Also, it is encrypted with a pin and chip that makes it all the more secured means of managing finances.
5) Replacement cards: Another crucial benefit of owning a forex card is that banks offer a replacement card in the starters kit. You need to first block and report on the stolen card. Then you can continue using the replacement card.
HDFC Bank offers ISIC student forexplus card that gives you a wide range of discounts on food, travel, accommodation, etc. You can also reload it anywhere, anytime. To enjoy a stress-free educational experience abroad, apply for a student forex card today!
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