Two wheelers are the easiest way to commute, especially on the traffic-congested roads of India. Cars take up too much space and are a much more significant investment and responsibility, so two-wheelers work as the best bet for most. With any asset, be it a two-wheeler a car or anything else, misfortune could fall and damage the vehicle in an accident or event of a natural disaster. Whatever the case, it is advisable for all two-wheeler owners to invest in two-wheeler insurance to cover the costs of any damage. One can even easily apply for a two-wheeler insurance online as it is mandatory for all bike owners in India.
Some of the benefits of investing in two-wheeler insurance are:
- Bikes are susceptible to burglaries and theft since they are relatively easy to transport and move. In crowded cities that are more accident prone, bikes also get scratched and damaged. The two-wheeler insurance covers the service or replacement cost of the vehicle and makes it easier on the pockets of the vehicle owner.
- When disaster strikes, there’s not much one can do about it but take shelter. Alas, our vehicles, if not protected, can get easily damaged. Two-wheeler insurance can come in handy at times like this and save you from heavy expenses that may occur during a fire, earthquake, flood, landslide, etc.
- Having a two-wheeler insurance means that the owner of the vehicle does not have to bear the expenses of fixing the damages to the vehicle, property or surrounding in case an accident arises. The insurance ensures that the owner of the two-wheeler is free from any third-party liability, where the vehicle was part of the accident. This is one of the main reasons why insuring the two-wheeler is mandatory.
- Investing in an online two-wheeler insurance ensures that the owner of the vehicle can avail discounts like a ‘no claim bonus’. Some insurance companies even offer great discounts on spare parts of vehicles which comes in handy if the bike is a luxury one and very expensive.
- With the two-wheeler insurance also comes a sense of safety and security as it also helps in saving money on fines imposed and other more substantial expenses.
Some of the aspects that are not covered in two-wheeler insurance are the normal wear and tear of the vehicle, mechanical or electrical breakdown, depreciation of the vehicle over time and damage due to nuclear activity. Before getting your two-wheeler insured, make sure you go through the documents carefully to be clear on what you are signing up for.
Some of the benefits of investing in two-wheeler insurance are:
- Bikes are susceptible to burglaries and theft since they are relatively easy to transport and move. In crowded cities that are more accident prone, bikes also get scratched and damaged. The two-wheeler insurance covers the service or replacement cost of the vehicle and makes it easier on the pockets of the vehicle owner.
- When disaster strikes, there’s not much one can do about it but take shelter. Alas, our vehicles, if not protected, can get easily damaged. Two-wheeler insurance can come in handy at times like this and save you from heavy expenses that may occur during a fire, earthquake, flood, landslide, etc.
- Having a two-wheeler insurance means that the owner of the vehicle does not have to bear the expenses of fixing the damages to the vehicle, property or surrounding in case an accident arises. The insurance ensures that the owner of the two-wheeler is free from any third-party liability, where the vehicle was part of the accident. This is one of the main reasons why insuring the two-wheeler is mandatory.
- Investing in an online two-wheeler insurance ensures that the owner of the vehicle can avail discounts like a ‘no claim bonus’. Some insurance companies even offer great discounts on spare parts of vehicles which comes in handy if the bike is a luxury one and very expensive.
- With the two-wheeler insurance also comes a sense of safety and security as it also helps in saving money on fines imposed and other more substantial expenses.
Some of the aspects that are not covered in two-wheeler insurance are the normal wear and tear of the vehicle, mechanical or electrical breakdown, depreciation of the vehicle over time and damage due to nuclear activity. Before getting your two-wheeler insured, make sure you go through the documents carefully to be clear on what you are signing up for.
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