In a bid to go cashless, India has embraced the mode of digital wallets. Furthermore, due to the popularity of smart devices, most banks and financial institutions in India have developed mobile payment apps. These applications can be used by anybody and do not require any lengthy or complicated payment procedure. Here is a look at the five best payment apps in India.
1. Paytm
One of the most popular mobile wallet apps in the country Paytm was launched in 2010. Through several difficulties over the year, the wallet has managed to retain the number one spot for itself regarding all mobile transactions. Apart from consumers, lakhs of merchants across the country today accept payments through the Paytm app.
2. Freecharge
Freecharge is another important and well-known mobile wallet in the country. It made quite a name for itself by offering great discounts and cash backs on transactions. While it can be used to make payments to vendors, the app is most popular among the customers for conducting mobile recharges and bill payments.
3. HDFC Chillr
A mobile payment app developed by HDFC Bank for its customers, HDFC Chillr offers plenty of unique features to users. With this app on your phone, you can pay anyone in your phone’s Contacts list without any added hassle. Apart from this, you can also use the mobile payment app to pay for utilities, pay for the products you purchase across e-commerce sites and to pay at certain merchants who accept payment from HDFC Chillr.
4. MobiKwik
With over 20 million customers, MobiKwik’s popularity is only second to Paytm’s. Furthermore, over 60,000 merchants in India accept payment from MobiKwik, which has further boosted the popularity of the mobile wallet app. It is the only app of its kind where cash collection at your doorstep is a feature. Apart from this, you can use this app to pay your monthly bills, purchase items through online shops and through certain offline merchants.
5. State Bank Buddy
As the name suggests, State Bank Buddy is the mobile wallet app from State Bank of India to its customers. It provides the basic facilities, through which customers can pay their utility bills, recharge their phone and conduct other transaction as well. Currently, the bank is in the process of improving the interface of the app to offer better services to clients.
Therefore, if you are looking to use a payment app, you should pick a wallet from the ones listed above.
1. Paytm
One of the most popular mobile wallet apps in the country Paytm was launched in 2010. Through several difficulties over the year, the wallet has managed to retain the number one spot for itself regarding all mobile transactions. Apart from consumers, lakhs of merchants across the country today accept payments through the Paytm app.
2. Freecharge
Freecharge is another important and well-known mobile wallet in the country. It made quite a name for itself by offering great discounts and cash backs on transactions. While it can be used to make payments to vendors, the app is most popular among the customers for conducting mobile recharges and bill payments.
3. HDFC Chillr
A mobile payment app developed by HDFC Bank for its customers, HDFC Chillr offers plenty of unique features to users. With this app on your phone, you can pay anyone in your phone’s Contacts list without any added hassle. Apart from this, you can also use the mobile payment app to pay for utilities, pay for the products you purchase across e-commerce sites and to pay at certain merchants who accept payment from HDFC Chillr.
4. MobiKwik
With over 20 million customers, MobiKwik’s popularity is only second to Paytm’s. Furthermore, over 60,000 merchants in India accept payment from MobiKwik, which has further boosted the popularity of the mobile wallet app. It is the only app of its kind where cash collection at your doorstep is a feature. Apart from this, you can use this app to pay your monthly bills, purchase items through online shops and through certain offline merchants.
5. State Bank Buddy
As the name suggests, State Bank Buddy is the mobile wallet app from State Bank of India to its customers. It provides the basic facilities, through which customers can pay their utility bills, recharge their phone and conduct other transaction as well. Currently, the bank is in the process of improving the interface of the app to offer better services to clients.
Therefore, if you are looking to use a payment app, you should pick a wallet from the ones listed above.
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