Sunday 24 June 2018

Top 4 two wheeler insurance policies to consider

Owing a two wheeler is a blessing. This small-sized vehicle comes in handy every single time. It helps you navigate compact traffic conditions, offers great mileage per litre and doesn’t set your bank account behind by lakhs of rupees. Two wheelers especially come in handy in areas which don’t have the best public transportation networks. Most Indians own two-wheelers but make the mistake of not buying the correct two wheeler insurance plan. This insurance comes in handy if your vehicle endures damage in an accident or if it is stolen or lost. In case you are a new bike owner looking for the best bike insurance plans in India, you could consider one of the following.

TATA AIG Insurance

TATA AIG Insurance is known for offering a plethora of benefits to insurers such as

• Free pick up of vehicle in case of accidents. Additional six-month surety in case of accident repair warranty
• Direct option to make the claim online with the aim of settling it within 7 working days
• Covers partial or total loss of your vehicle in case of accidents along with damages incurred by third party
• Benefits on add-on covers such as key replacement, daily allowance, return invoice, depreciation reimbursement, no claim bonus protection etc.
• Covers loss of personal belongings inside the vehicle during an accident
• Benefit of warranty in case of accidental repairs

HDFC Ergo Insurance

HDFC is India's finest and largest company offering two wheeler insurance with premium benefits. The company has the reputation of caring about customer's requirements and makes efforts to ensure customer satisfaction. 

• Receive assured services, comprehensive coverage, and competitive pricing on policies
• Provides policies online which customers may claim instantaneously merely by following instructions provided
• Covers loss or damage of the two wheeler with hassle-free claim settlement
• Any damage caused while driving with a valid license
• Offers repayment for all accidental damages incurred to the vehicle as well as to the insurance holders
• Provides vehicle repair facilities along with accessories
• Allows online filing of claim
• Easy access to customer care helpline in case of any issues

Bajaj Allianz

Bajaj Allianz is a leading insurance provider, offering several different two-wheelers policies with benefits like

• Free services in select garages as well as timely claim settlement
• Resolves all policy related/service issues with instant assistance for policy holders including SMS alerts on claims
• Covers insurance on all accidents; either manmade like riots, terrorist activities, thefts etc., or natural calamities like earthquakes, floods, typhoons, cyclones etc.
• Provides third party liability benefits for accidental injuries, death of an individual or property damage

ICICI Lombard

ICICI is another popular company offering a good two wheeler insurance policy with benefits such as

• Providing repayment services against any damages incurred due to natural/man-made calamities, including accidents and terrorist attacks
• Provides multiple mode of payment for online premium payments
• Third party benefit on accidental damages/permanent injury/death
• 24/7 call centre team for problem resolution in case of claims

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