One of the many perks of living in the age of e-commerce is that we can make a lot of savings. There is a magnitude of offers to choose from, you get lots of discounts and if you pay using some credit cards, e-wallets and specific websites, you get a return on some of the money you’ve spent, called cashback. Let’s look at how cashback offers work.
How do cashback websites work?
Cashback websites pay you a percentage of the total amount you spend when you shop online. Cashback website make money using the concept of online affiliate marketing which means they tie up with companies in the eCommerce space and marketing their products. The eCommerce company offers lucrative sums as a reward for referring them to the customers, and the cashback site in turn passes on a certain percentage of this reward amount to the customers making the referred purchase, via cashback.
Instead of getting a small cashback amount through a cash wallet, you can earn higher cashback by creating an account on any of the below mentioned cashback websites. If you re-route yourself via the cashback website instead of directly shopping from the intended website, your chance of getting a higher cashback amount increases.
Top 4 companies with the best cashback offers
Cashkaro.com: One of the most popular cashback websites in India, Cashkaro has been offering cashback across various e-commerce sites; whether it booking hotels, flights, restaurants and even on bill payments. The immediate cashback processing is what has made this website immensely popular among customers. The cashback is redeemed back into your bank account and you can even use to buy gift vouchers if you like. Popular e-commerce companies tied up with Cashkaro include Flipkart, Jet Airways, Myntra, Expedia, Amazon etc.
PayZapp by HDFC: Nothing is safer than a bank’s secure gateway for making transactions. A product of the HDFC bank, PayZapp is an app that can be downloaded from the app store and can also be used by non HDFC customers. Cashback PayZapp keeps reinventing itself, offering the best cashback offers, ranging from 10% (or ₹250) to ₹700 across various retailers, grocers, taxi services and mobile/DTH recharges. PayZapp’s popular clients include Tata Sky, Dish TV, Airtel DTH, Idea Mobile, IRCTC, and several offline merchants.
GoPaisa.com: Another leading website for cashback, GoPaisa is exteremely user friendly and is tied up with leading e-commerce companies such as Snapdeal, Jabong, Yatra and Homeshop 18 among several others. Another USP of GoPaisa is that it has a referral program and customers can get cashback through bank cheques, shopping vouchers, and even account transfers.
Topcashback: Having made its reputation as a genuine cashback website, Topcashback promises ‘extra’ cashback than its competitors on every online purchase, and rolls out some of the best cashback offers. The company is tied up with over 500 online stores, all of which provide cashback. Plus, there is no minimum pay-out threshold unlike other websites. The cashback is paid through NEFT directly into your bank account.
How do cashback websites work?
Cashback websites pay you a percentage of the total amount you spend when you shop online. Cashback website make money using the concept of online affiliate marketing which means they tie up with companies in the eCommerce space and marketing their products. The eCommerce company offers lucrative sums as a reward for referring them to the customers, and the cashback site in turn passes on a certain percentage of this reward amount to the customers making the referred purchase, via cashback.
Instead of getting a small cashback amount through a cash wallet, you can earn higher cashback by creating an account on any of the below mentioned cashback websites. If you re-route yourself via the cashback website instead of directly shopping from the intended website, your chance of getting a higher cashback amount increases.
Top 4 companies with the best cashback offers
Cashkaro.com: One of the most popular cashback websites in India, Cashkaro has been offering cashback across various e-commerce sites; whether it booking hotels, flights, restaurants and even on bill payments. The immediate cashback processing is what has made this website immensely popular among customers. The cashback is redeemed back into your bank account and you can even use to buy gift vouchers if you like. Popular e-commerce companies tied up with Cashkaro include Flipkart, Jet Airways, Myntra, Expedia, Amazon etc.
PayZapp by HDFC: Nothing is safer than a bank’s secure gateway for making transactions. A product of the HDFC bank, PayZapp is an app that can be downloaded from the app store and can also be used by non HDFC customers. Cashback PayZapp keeps reinventing itself, offering the best cashback offers, ranging from 10% (or ₹250) to ₹700 across various retailers, grocers, taxi services and mobile/DTH recharges. PayZapp’s popular clients include Tata Sky, Dish TV, Airtel DTH, Idea Mobile, IRCTC, and several offline merchants.
GoPaisa.com: Another leading website for cashback, GoPaisa is exteremely user friendly and is tied up with leading e-commerce companies such as Snapdeal, Jabong, Yatra and Homeshop 18 among several others. Another USP of GoPaisa is that it has a referral program and customers can get cashback through bank cheques, shopping vouchers, and even account transfers.
Topcashback: Having made its reputation as a genuine cashback website, Topcashback promises ‘extra’ cashback than its competitors on every online purchase, and rolls out some of the best cashback offers. The company is tied up with over 500 online stores, all of which provide cashback. Plus, there is no minimum pay-out threshold unlike other websites. The cashback is paid through NEFT directly into your bank account.
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