World Health Day 2018 was an incredible day. Focused on educating and spreading the virtues and necessity of health insurance, this year commemorated its 70th year. WHO has been, over the years, dedicated to bringing attention to the importance of health around the world. They have worked extensively in their effort to advocate a healthy lifestyle and provide the tools necessary for it. This World Health Day, the slogan was “Universal health coverage:"everyone, everywhere”. The focus was to ensure that everyone can have access to the essential health services without any kind of financial hardship. Health insurances and their benefits were discussed and advocated.
What is health insurance?
Health insurance is an insurance policy that covers in part or in full the risk of medical expenses of one or more individuals. By accessing the health details of the insuree along with certain other factors such as age and gender, insurance companies devise plans that will give them the optimum coverage and support. In exchange for a premium over a fixed period of time, the insurer offers health care benefits for both injuries and ill-health. The benefits also extended to damages caused by accidents, disabilities, or an accidental death.
Benefits Covered By Health Insurance
1. Outpatient Care-
The medical attention one receives without having to be admitted in a hospital is covered by a health insurance. It is deal for individuals of advanced years and those with disabilities.
2. Emergency Care-
Health insurance plans also cover your trips to the emergency room. In cases when urgent medical attention is required, a health insurance helps cover the expenses.
3. Pre and post partum care-
A health insurance plan also covers the medical expenses that are associated with pregnancy and childbirth. The tests, scans and medicines that are a part of pregnancy and childbirth are covered by this plan.
4. Pediatric Services-
It includes eye care and dental care and also preventive services such as vaccinations, screenings for diseases in children.
5. Physiotherapy-
Devices and services that one might need to recover from an injury or a chronic condition are also covered by health insurance plans.
6. Mental Health and Substance Abuse-
Addictions or different kinds of substance abuse and mental disorders are covered by health insurance plans. This includes psychotherapy, counseling and psychiatric rehabilitation come under this plan.
The health care benefits of different plans may vary slightly with regard to the insurer. You should compare the benefits and choose one that suits your needs the best to make sure that a health woe does not burn a hole in your savings.
What is health insurance?
Health insurance is an insurance policy that covers in part or in full the risk of medical expenses of one or more individuals. By accessing the health details of the insuree along with certain other factors such as age and gender, insurance companies devise plans that will give them the optimum coverage and support. In exchange for a premium over a fixed period of time, the insurer offers health care benefits for both injuries and ill-health. The benefits also extended to damages caused by accidents, disabilities, or an accidental death.
Benefits Covered By Health Insurance
1. Outpatient Care-
The medical attention one receives without having to be admitted in a hospital is covered by a health insurance. It is deal for individuals of advanced years and those with disabilities.
2. Emergency Care-
Health insurance plans also cover your trips to the emergency room. In cases when urgent medical attention is required, a health insurance helps cover the expenses.
3. Pre and post partum care-
A health insurance plan also covers the medical expenses that are associated with pregnancy and childbirth. The tests, scans and medicines that are a part of pregnancy and childbirth are covered by this plan.
4. Pediatric Services-
It includes eye care and dental care and also preventive services such as vaccinations, screenings for diseases in children.
5. Physiotherapy-
Devices and services that one might need to recover from an injury or a chronic condition are also covered by health insurance plans.
6. Mental Health and Substance Abuse-
Addictions or different kinds of substance abuse and mental disorders are covered by health insurance plans. This includes psychotherapy, counseling and psychiatric rehabilitation come under this plan.
The health care benefits of different plans may vary slightly with regard to the insurer. You should compare the benefits and choose one that suits your needs the best to make sure that a health woe does not burn a hole in your savings.
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