Wednesday 2 May 2018

4 Reasons why you need a mobile banking app on your smartphone today

Taking time out and going to the bank is a chore you can definitely do without. But then again, the passbook needs to be updated, an order for a new cheque book to be placed, the misplaced ATM card needs to be blocked… the list is endless.

This is why a mobile banking app is a god-send. Anything you need to visit a bank for, you can get the job done from the app. No more setting aside time for going to the bank. Time saving and convenient, these apps are now massively popular – their download numbers are staggeringly high.

Not convinced, go through the points outlined below and decide.

1. Easy to use
With the traditional form of banking, you are required to visit the bank’s branch and conduct your business at the premises. However, with the mobile banking option, customers are free to just open an application on their smartphones or tablets, which will allow them to make changes in their bank accounts or conduct other transactions. Furthermore, most of the apps have incorporated useful features inside them, which allow the user to set reminders and turn on notifications, which would alert them in case of any change in the account.

2. Instant access    
Apart from the banking apps being very easy to use, such programs also offer the benefit of accessing your bank account instantly. In case of manual banking, you will likely have to take time out of your schedule to visit the nearest branch. So, mobile banking is vital in case of emergencies where you need to carry out a transaction as soon as possible.

3. Ability to go cashless
Mobile banking apps bring allow you to access the bank’s facilities on the move. You no longer pay your bills or buy essentials with cash, you can pay using the net banking facility on the app. This is a much more convenient process and allows you embrace the cashless method of transacting.

4. 24x7 banking 
Banks are not open around the clock, which makes transactions in the middle of the night almost impossible through the traditional method. However, a banking app is open 24/7. You can conduct business even on public holidays, when all bank branches remain closed.

So, ensure that you install a banking app today and start using it. Such a change will surely make your life easier.

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