Sunday 12 November 2017

Why every college student needs a bank mobile app

In today’s date and time, if one needs to operate his bank account he no longer needs to visit the nearest branch. With progress in technology and the popularity of smartphones among users, online banking and banking through mobile apps has become very popular.

If you are a student or someone who is living in a different city away from your hometown, a bank mobile app can be of great help. One can have access to his current bank balance at any point of time and from any place where internet connection is available. These banking apps are a boon to students especially those who have moved to a different city, away from their hometown for higher education.

Students enjoy the following benefits if they choose to use a bank mobile app:

• Through banking apps, a student can easily keep a track of various transacts and instantly check if there have been any deposits or withdrawals. There is no need for him to go to an ATM or a bank branch, just to check whether the money sent by his parents has been deposited in his account or not.

• There are no extra charges levied by the bank if a customer chooses to operate his account through a mobile app. This means that a student can have access to his bank account from any place without paying any surplus charges.

• Some feel that banking apps are not a safe method of banking, but this is a misconception. When compared to internet banking, mobile apps are way safer because the user has his own password and since the app is in his phone it is not likely to be accessed by someone else.

• A bank mobile app can be easily used to transfer money without even visiting the branch. This saves time and energy. Students taking full day courses are engaged in studies during the daytime. So, they may not find the time to manage their account and make any transfers during banking hours. This can be done when they are free through the app, in just a few minutes.

• Paying fees and bills is something which needs to be done every month. Instead of queuing up outside the office or bank these payments can be easily made through a banking app. This helps students greatly as it is a time saver.

Students studying in a new city and away from home already have a lot on their minds. A bank app simplifies their task of operating their bank account and eases at least some part of their work.

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