Friday 24 November 2017

Mobile Bank Apps: How can you take advantage of it

If you’ve considered using your smartphone only for basic functions such as making calls, playing games, or accessing the net, then it is time to catch up. There are plenty of other activities you can undertake, especially banking services.

Right from routine tasks to emergency tasks, there are plenty of activities you can do through the bank app. Here are some of the reasons why opting for a mobile banking app is a smart move:

Saves time and trouble visiting the bank: You can do more than check your balance on your smartphone through the mobile bank app. You can even open a bank account, apply for a loan of your choice and even apply for a banking card. You can even trade securities and even track your investments. All this can be easily done, without having you to leave the comfort of your home or the convenience of your workplace.

Stay on top of your funds: With the mobile bank app, you are no longer tied to any restrictions that come with the traditional forms of banking. You need not log into your account from a laptop or computer or even visit a nearby ATM or local branch for any of your basic banking needs. With this app, you can easily access your accounts in the fast and simple process. You can now stay abreast of your finances, which is as easy as picking up your phone and sending a message.

Enjoy stress-free transactions with a secure channel: You may make an assumption that mobile banking apps are somehow not as much as secure than logging in with a computer, visiting an ATM or even a local branch. However, each of these bank apps comes equipped with a password and security system that is not only tested by proven. However, on your part, you should only download the app from trusted sites and also be aware of imposter apps that can be posed as legitimate apps.

Get instant alerts: Have you ever wondered whether your transaction had been made to the intended source? Or how much funds are left in your account after paying off your bills? You can easily get instant alerts just by opting for this feature in your app. You can even opt for text alerts if you want a more secure alert system. In this way, you can track all your transactions and detect if there are any unauthorised transactions on your account.

Banking fee free service: Through the traditional banking services, the institute would normally charge a certain amount of fees to access your funds in your bank account. However, through the bank app, this service remains free. However, you need to be aware that your network carrier will charge you for data downloading and texts.


While there are plenty of additional transactions, in the end, you should ensure that you get the required banking assistance from the app that will suit your needs.

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