Saturday 16 September 2017

What are the best investment options you can consider for a high returns?

The basic objective of investment is the need to obtain financial security. The general view of people is that they can earn more money if they work more. But you need to put in a lot of time and effort for gaining financial security if you are following this idea. This is where investment comes in. The concept of investment is to maximize your earning potential by making your money work for you. There are several investment plans that can help you get high returns. Some of the prominent and best investment options for high returns are:

• Mutual Funds- Investing in mutual funds is among the best investment plans that will give you high returns. It is a popular market choice that is guaranteed to give good returns in the long run. You can invest in mutual funds with an amount that is as low as five hundred rupees.

• Public Provident Funds (PPF) - It is one of the safest investment options that can give you good returns in the long run. Investing in PPF will lock your money for certain time duration in your PPF bank account or post office account but will provide you with tax free withdrawals.

• Company Fixed Deposits- Investing in Company FD schemes can be beneficial as it offers higher interest rates in comparison to bank FDs. You can use a fixed deposit calculator and plan your investment period accordingly.  It gives higher returns in the long run because once you invest in Company FD you are allowed to withdraw money from it only after the maturity period. This is why using an fd calculator before investing is a good idea.

• Real Estate- Investing in real estate is one of the best decisions you can make. It is a rapidly growing sector in the country. The biggest feature of this sector is the low risk of losing your capital as the rate of property tend to go up in very short periods of time.

• Shares or stocks- It is one of the most popular investment options. It gives high returns in a short period of time but also carry higher risks. You should research and analyze the stock or share if you plan on investing in it. Proper planning can yield high returns in long run.

• Post Office Schemes- It is a safe and secured investment scheme that can give you high returns. It has monthly income plans suitable for salaried employees and retired people with regular income. You can use fd calculators to know and plan your investment accordingly.

• Tax free bonds- Investing in tax free bonds is a good option for you if you are worried about taxes on high returns. It provides you good rates of return and you don’t have to worry about paying tax for it.
These are some of the best investment options that you can consider for high returns. You can opt for investing in any one of these options like real estate. You can also invest in multiple of these options like shares as well as Company FD using fixed deposit calculators to plan your investment properly and get high returns. Proper planning and a little bit of research before investment will ensure you good returns in the long run.

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