Saturday 16 September 2017

Banking apps versus Browsers: Which is the best option?

While the smartphone trend and app usage is still taking root, several individuals are still opting for the old fashioned web browser to satisfy their requirements. After all, there are several benefits that the website offers that the app may not, and vice versa.

This is no different for the banking institutions that have offered their services through the website and mobile apps. Options such as the SBI, Axis and HDFC Bank are some of the various banking institutes that have offered their services on the website as well as their apps.

Given below are pros of each of these options and how they can benefit you:

Mobile website: The mobile website is designed in such a manner that is not a separate website like the mobile apps. In fact it is designed in such a manner for all screen sizes. Visitors will be able to access most of the content on the full website, which is often optimised for smaller screens. Given below are the pros of the mobile website:

• Functions on all phones: If you need to access any of the SBI, Axis and HDFC Bank websites, you only need to access your browser and visit the website of your choice. This is often a challenge for apps as the programming needs to support the OS of the phone, which requires considerable difference between an Android platform and iOS platform.

• Save on space: One thing about accessing the website through the browser is the space you will save on your phone. You need not download a platform, such as the app, to access the services on your phone. This will help avoid downloading a platform, which will constantly take up space on your phone.

Mobile apps: Mobile apps are separate program features that required to be installed on your phone. They are custom built perform a specific function, or in the case of banks, offer specific functions and services. Given below are some of the pros of the app:
• Push notification: You can easily get text messages if you subscribe for the push notification service. Axis and HDFC Bank net banking push notification service are some of the notable ones.
• Offline access: You can easily read about offers, browse the available product services when you are offline.
• Faster performance: As compared to the website, you can get a faster service.
• Less cluttered: Depending on the website design, apps can be very interactive and informative.

As you can see, the mobile banking app has a lot more to offer, that a website would offer. You would stay updated with the current trends that will allow you to take advantage of financial deals or make calculated decisions. You would also get a user experience which is clutter free and faster, as compared to the website browser.

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