Monday 23 April 2018

What are the reasons you would need international travel insurance?

Most people plan their holidays with much anticipation and enthusiasm. Be it for the purpose of leisure or for work, people travelling by air are very common these days. But what about the uncertainties that life brings upon you? Insuring your trip in case of an unforeseen event is probably one of the best ways to make sure that your holidays aren’t ruined by expensive emergencies bills or sudden expenses.

International travel insurance policy offers coverage to medical and financial emergencies that may arise when travelling abroad. While your date of journey remains fixed, accidents and mishaps may not be.

Here are a few reasons why you would need to invest your money in buying a good international travel insurance policy.

• Support in medical emergencies
Your health insurance policy won’t cover you in a foreign country if you encounter a medical emergency that requires hospitalization or immediate medical attention. International travel insurance covers these eventualities.

• Coverage in remote areas
If you suffer an accident or sudden illness in a remote area where there are no medical facilities available, or the expense of being admitted to the hospital is quite high, the international travel insurance comes in handy because it covers all your expenses.

• Reclamation of cancelled and rescheduled flight fees
If your flight gets cancelled or delayed due to bad weather conditions or technical issues, or if you miss your connecting flight because of a strike or some other reason, your international travel insurance can compensate by covering these expenses so that you won’t go over budget before you set off on your journey.

• Stress free accommodation
If you fall sick or get injured while holidaying at your favorite destination, the international travel insurance policy can recompense you for any emergency accommodation until you’re able to fly again.

• Stress free car hire
If you hire a car and get involved in an accident, it may cost you more than what you’d expected and could ruin your entire trip. International travel insurance takes care of these unexpected expenses.

• Replacement of stolen or lost luggage
In case you lose your luggage or have them stolen, this international travel insurance policy helps you deal with expenses such as paying for replacement of your passport or buying new clothes.

• Coverage for the whole family
International travel insurance policy provides coverage to your entire family- dependent children travelling with adults, children up to the age of 21 years, spouses and elderly people. If you’re involved in an accident where you find yourself legally responsible for someone else’s injury or damage to their property, the insurance can cover you up to the amount specified under your plan.

Smart people protect themselves and their families with travel insurance because it is useful in terms of a wide a range of unforeseen events like medical emergencies, flight cancellations, emergency accommodation and vehicle accidents.

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