An individual’s health insurance should essentially be formulated as per specific needs. Thus, it should be tailor-made depending on a person’s finances and the health issues that he is likely to suffer from. This is primarily why men and women should have separate health insurances.
Recent studies have revealed that about 80% of the women in the country do not have their own health insurance, even though they are financially independent. But one has to realize that a medical emergency or a chronic illness does not really announce itself before it arrives. Medical treatment today can really drain out one’s hard earned money. Therefore it is important that both men, as well as women, apply for medical insurance.
Here are a few reasons why women generally do not get themselves covered by medical insurance-
1. financial dependence
Most of the women in India are well educated and literate. In fact, they may be earning a good sum of money as well. But women in the country even today generally depend on their spouses or a male member to take decisions that concern budgeting and finance.
While prior to getting married it is their father, after marriage it is generally the husband making money-related decisions.
2. No awareness
In India, health insurance is not given much importance because many people are yet not aware about the perks of being insured.
3. No employment, no insurance
In India, the only insurance people seek are group covers which are generally offered by corporate or public sector employers. While women who work do enjoy the benefits of this type of insurance a majority either work from home or are full-time wives or mothers, without an insurance plan.
Here are a few reasons why women should opt for a health insurance-
• Their lifestyle is comparatively more sedentary.
• Women are more susceptible to critical diseases like breast cancer, diseases of the heart or osteoporosis.
• Most health insurance companies also offer maternity benefit as a part of the plan. This may come in handy in case a C-section is needed at the time of birth.
• Accidents are also covered by a health insurance plan.
Opting for a health insurance does not only offer a person medical security, but a chance to make a positive investment- an investment towards one’s well-being. Moreover, it is also a great way to save taxes, as medical insurance generally provides a number of tax benefits to an individual.
Choose a reliable insurance company offering and effective health insurance plan for women today!
Recent studies have revealed that about 80% of the women in the country do not have their own health insurance, even though they are financially independent. But one has to realize that a medical emergency or a chronic illness does not really announce itself before it arrives. Medical treatment today can really drain out one’s hard earned money. Therefore it is important that both men, as well as women, apply for medical insurance.
Here are a few reasons why women generally do not get themselves covered by medical insurance-
1. financial dependence
Most of the women in India are well educated and literate. In fact, they may be earning a good sum of money as well. But women in the country even today generally depend on their spouses or a male member to take decisions that concern budgeting and finance.
While prior to getting married it is their father, after marriage it is generally the husband making money-related decisions.
2. No awareness
In India, health insurance is not given much importance because many people are yet not aware about the perks of being insured.
3. No employment, no insurance
In India, the only insurance people seek are group covers which are generally offered by corporate or public sector employers. While women who work do enjoy the benefits of this type of insurance a majority either work from home or are full-time wives or mothers, without an insurance plan.
Here are a few reasons why women should opt for a health insurance-
• Their lifestyle is comparatively more sedentary.
• Women are more susceptible to critical diseases like breast cancer, diseases of the heart or osteoporosis.
• Most health insurance companies also offer maternity benefit as a part of the plan. This may come in handy in case a C-section is needed at the time of birth.
• Accidents are also covered by a health insurance plan.
Opting for a health insurance does not only offer a person medical security, but a chance to make a positive investment- an investment towards one’s well-being. Moreover, it is also a great way to save taxes, as medical insurance generally provides a number of tax benefits to an individual.
Choose a reliable insurance company offering and effective health insurance plan for women today!
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