What can a bank mobile app do for you?

Mobile banking is one of the many services that a bank or any other similar financial institution provides to its customers. Using banking apps, the customers of a bank can conduct several types of financial transactions through their mobile devices, tablets and smartphones.

Mobile banking should not be confused with internet banking, which requires a different software. Mobile banking takes place via an app that the user has to download, and this app is provided by the bank itself. Bank mobile apps are available for 24x7 use, and they offer a wide variety of transactions for the user to conduct, including obtaining previous transaction lists and checking account balances. Additionally, several apps also allow customers to pay bills online, as well as transfer funds between customer accounts.

Today, you can use some of the best mobile banking apps and make your online banking experience easy and fast. Bank mobile apps have a wide range of benefits that you should take advantage of. They are-

• Mobile banking is very convenient- mobile banking though an app allows customers to perform most of the tasks that they would otherwise complete physically at a bank branch. These tasks include checking account balance, transferring money between accounts and viewing account statements. Being able to do all of these tasks through your mobile is extremely convenient. No matter where you are, you can take care of your banking business without even stepping out of the house.

• Bank mobile apps are very secure- Mobile banking is a very secure platform. Banking apps use the highest-grade encryption to make sure that your financial information is safe and secure.

• App mobile banking is very simple- App mobile banking functions are extremely easy, and user-friendly. The user can perform tasks on these mobile banking apps very easily.

• Provides easy access to your finances- The best mobile banking apps make sure that you are able to access your financial records and all other related information even beyond the standard working hours of your bank. This is extremely helpful, as certain circumstances can prevent you from going to the bank within its working hours. In such cases, instead of postponing your work to the next day, you can simply complete your task using mobile banking apps.

• Mobile banking allows you to perform all banking tasks free of cost- Mobile banking services are not chargeable, so users can access their accounts and perform necessary tasks without any extra charges.

• Provides easy control of your finances- Since you can monitor your account balances at the blink of an eye, as well as set reminders to pay bills, and even deposit checks, mobile banking apps guarantee that you have total control over your finances.

Try out mobile banking today and enjoy the services it has to offer!

What can a bank mobile app do for you?

Mobile banking is one of the many services that a bank or any other similar financial institution provides to its customers. Using banking apps, the customers of a bank can conduct several types of financial transactions through their mobile devices, tablets and smartphones.

Mobile banking should not be confused with internet banking, which requires a different software. Mobile banking takes place via an app that the user has to download, and this app is provided by the bank itself. Bank mobile apps are available for 24x7 use, and they offer a wide variety of transactions for the user to conduct, including obtaining previous transaction lists and checking account balances. Additionally, several apps also allow customers to pay bills online, as well as transfer funds between customer accounts.

Today, you can use some of the best mobile banking apps and make your online banking experience easy and fast. Bank mobile apps have a wide range of benefits that you should take advantage of. They are-

• Mobile banking is very convenient- mobile banking though an app allows customers to perform most of the tasks that they would otherwise complete physically at a bank branch. These tasks include checking account balance, transferring money between accounts and viewing account statements. Being able to do all of these tasks through your mobile is extremely convenient. No matter where you are, you can take care of your banking business without even stepping out of the house.

• Bank mobile apps are very secure- Mobile banking is a very secure platform. Banking apps use the highest-grade encryption to make sure that your financial information is safe and secure.

• App mobile banking is very simple- App mobile banking functions are extremely easy, and user-friendly. The user can perform tasks on these mobile banking apps very easily.

• Provides easy access to your finances- The best mobile banking apps make sure that you are able to access your financial records and all other related information even beyond the standard working hours of your bank. This is extremely helpful, as certain circumstances can prevent you from going to the bank within its working hours. In such cases, instead of postponing your work to the next day, you can simply complete your task using mobile banking apps.

• Mobile banking allows you to perform all banking tasks free of cost- Mobile banking services are not chargeable, so users can access their accounts and perform necessary tasks without any extra charges.

• Provides easy control of your finances- Since you can monitor your account balances at the blink of an eye, as well as set reminders to pay bills, and even deposit checks, mobile banking apps guarantee that you have total control over your finances.

Try out mobile banking today and enjoy the services it has to offer!

Banking on the go: Why online banking is your solution

People now a days are always on the go and thus want easier banking options. Today’s, fast paced life demands a quick as well as flexible banking facility. It not always possible to visit the bank personally when one has to deal with hectic schedules and endless travelling, which is why banks have come up with mobile banking.

These days, with internet connection being widely available across the country, banks have been able to develop internet banking facilities. Tasks like bill payments, purchasing products online, transferring funds, loan payments, checking your account balance and so much more can be done using the online banking facility. 

Internet banking can be accessed from any internet aided device such as laptops, desktops, smartphones and tablets. All you need to do is apply for the mobile banking facility offered by your bank and wait for activation. Once the services are activated you can use it for all your banking needs. This is an effective way to banking, as it saves a lot of paper work and unnecessary visits to the bank.

The distance people travel is growing every day in today’s world. Parents send their children away for better education and a more secured career. In this case a major concern remains paying the fees within time. Banking institutions have a fixed banking hour within which they operate. But the online option is available 24x7. Hence online banking saves you both time and energy while offering stress free options of payments.

Internet banking facility lets you become organized. Firstly, you can keep a constant vigilance on your balance and plan transactions accordingly. Secondly, you can schedule transactions beforehand for payment of your bills, rents, interests on loans etc. Also opting for account alerts prevents the occurrence of low balance because you will get notified as soon as this is about to happen.

Transactions through online banking are extremely safe and convenient. This methods uses encryption to secure your data and prevents it from falling into the wrong hands. The multiple check points verifying account number, name, IFSC codes, CVV, card number and others prevents any attempt of theft. If you try to transfer money through online banking, you must enter the recipient’s name, account number and IFSC code. This eliminates chances of sending the money to a wrong account even by mistake as the three fields have to be correctly filled in to proceed with the transaction.

Opt for online banking to in order to handle finances more efficiently. Mobile banking has also come up, making it more convenient for customers to manage their everyday finances.

Check out the unique features of these net banking apps

Each bank has its own app available in the App Store and Play Store. Mobile apps have simplified a lot of tasks for us. A smartphone in today’s world performs a wide array of functions. It is a music player, calculator, gaming device, book viewer and a television including many other things.

Everyone has a bank account through which they make major financial transactions. With banks having mobile apps of their own, a customer can now operate his account from any place though a bank app on his mobile. This saves both time and energy. It is safe and does not involve payment or any extra charges.  Each bank has its own app with its own unique features. HDFC bank is known for its online and mobile banking services.

 The HDFC net banking app is one of the simplest to use and a user-friendly bank app. The major features of this net banking app are explained below:

• A customer can check his account status, pay bills and transfer funds through the app.

• The HDFC bank app is full of various features which are regularly updated to provide better service to the users.

• Android phone users can use the app in Hindi. This is a unique feature of the HDFC net banking app because no other bank app provides such an option.

• A customer has instant access to more than 125 of his transactions easily through the bank app.

• A customer can also locate the nearest HDFC bank branch and ATMs in his mobile app.

• A unique feature of the HDFC net banking app is the ‘My Menu’ option, which allows the user to customize the menu and have his 10 favorite transactions there.

• The customer has all HDFC telephone numbers of his city available at an instant in the ‘Contact Us ‘option of the app.

• The latest offers on the HDFC debit and credit cards are also displayed on the app.

• A customer who uses the mobile app can instantly apply for a home or personal or car loan through the app, even without visiting the nearest HDFC bank branch for the initial loan application.

• If a customer has some suggestion to make but does not know whom to write to, then he can always write about it in the feedback section which is there in the app.

Online banking and mobile banking has simplified the banking process to a great extent. Easy and instant access to account details, instant transactions and online bill payments are a reality now because of mobile banking apps.

Why every smartphone user needs a bank app

Almost all smartphone users have a variety of apps on their phones and these include apps for shopping, playing music, reading, playing games and many more. Among a great variety of apps available in the Android Play Store and app store for IOS devices, there are apps provided by banks through which one may manage his financial account without visiting the branch.

Smartphones have made life easier for us. A single smartphone performs multiple functions. When one gets a smartphone there are some important apps that they choose to download, bank apps are among them. This is because of the following reasons:

• One can check his bank balance by just browsing through the bank app on his phone, without vising the branch or an ATM counter.

• Most bank apps are fast, simple to use and easily accessible. An individual has instant access to his bank account details through a mobile bank app which can be downloaded and used.

• Payments made through the mobile apps are more secure than the ones made through debit or credit cards, specifically transactions at terminals.

• A bank app is available for free, and android users may download the app from the Play Store without incurring any extra charges.

• One can have their basic details stored in the app so that each time they operates the app, the details do not need to be filled up again.

• One can make direct account transfers very easily through a bank app.

• No extra fee is charged by banks if a customer operates his account through an app.

• A customer may pay his bills very easily and instantly through his mobile app.

• It is safe to operate a bank account through a mobile app.

• Bank apps are especially useful when money needs to be transferred during odd hours of the day.

• All transaction details are available at the click of a button if one uses a bank app.

• An individual may also check an NEFT transfer status on his bank app.

• With other modes of payment such as Paytm becoming quite popular, one can transfer money from his account to the Paytm account instantly through the bank app.

• One also can have easy access to his loan details through the bank app.

• One may also be able to locate ATMs which are nearby through the app.

From the above discussion it becomes clear that a bank app performs various important functions and facilitates the bank customer by saving his time and energy. The basic functions of monitoring the bank account status and making direct payments can be done in just a few minutes through the app.

Why every college student needs a bank mobile app

In today’s date and time, if one needs to operate his bank account he no longer needs to visit the nearest branch. With progress in technology and the popularity of smartphones among users, online banking and banking through mobile apps has become very popular.

If you are a student or someone who is living in a different city away from your hometown, a bank mobile app can be of great help. One can have access to his current bank balance at any point of time and from any place where internet connection is available. These banking apps are a boon to students especially those who have moved to a different city, away from their hometown for higher education.

Students enjoy the following benefits if they choose to use a bank mobile app:

• Through banking apps, a student can easily keep a track of various transacts and instantly check if there have been any deposits or withdrawals. There is no need for him to go to an ATM or a bank branch, just to check whether the money sent by his parents has been deposited in his account or not.

• There are no extra charges levied by the bank if a customer chooses to operate his account through a mobile app. This means that a student can have access to his bank account from any place without paying any surplus charges.

• Some feel that banking apps are not a safe method of banking, but this is a misconception. When compared to internet banking, mobile apps are way safer because the user has his own password and since the app is in his phone it is not likely to be accessed by someone else.

• A bank mobile app can be easily used to transfer money without even visiting the branch. This saves time and energy. Students taking full day courses are engaged in studies during the daytime. So, they may not find the time to manage their account and make any transfers during banking hours. This can be done when they are free through the app, in just a few minutes.

• Paying fees and bills is something which needs to be done every month. Instead of queuing up outside the office or bank these payments can be easily made through a banking app. This helps students greatly as it is a time saver.

Students studying in a new city and away from home already have a lot on their minds. A bank app simplifies their task of operating their bank account and eases at least some part of their work.

Mobile banking : Save time on your daily transactions

In this fast-paced world, people are increasingly shifting to mobile applications to get their work done. Whether it is internet banking or shopping at various e-commerce websites or just ordering food, e-services are revolutionizing the way we live and conduct business.

The government of India is also encouraging digital transactions and a lot of digital banking applications have come up since the demonetization drive was launched last year. Mobile banking lets a person perform most of the financial tasks that had required him to visit a bank before. He can check account balances, transfer money from one account to another, set up alerts to notify him in case of any activity, view account statements or even find an ATM.

Gone are the days when a person had to stand in long queues at the bank to get his job done. Now financial activities can be conducted from the comfort of one’s home and it helps save a lot of time.

The main benefits of mobile banking are as follows:

• It helps save a lot of time. You can make transactions and deposit money even after the bank has closed. It helps you do your business from anywhere and at any time and even when you are travelling. Thus, one does not have to worry about rescheduling their interview with a client or taking care of other important work, in order to visit the bank. Online banking ensures that a customer can manage his finances conveniently.

• There are a number of ways by which you can access your account. You can access accounts via texting, mobile applications or browsers.

• This mode of banking is safer than other transaction methods. Most payment platforms use encryption to hide your identity, privacy and financial transactions. Some financial institutions even provide guarantees to make you feel safe.

•  Banks do not charge fees if you use this online platform.

• It helps to be in control of your finances. You are always aware of how much you are spending, what your liabilities are and how much balance is available in your bank account. You can even set up reminders to remind you of any pending transactions that you might have.

Thus internet banking is here to stay. More and more people are realizing the benefits of this mode of banking and choosing to download bank apps and avail internet banking facilities from their respective banks. Thus mode of banking is convenient, cheap and saves a lot of time. It is slowly revolutionizing people’s lives and making it hassle-free.