Credit card is often a necessity for people who like to shop around but do not want to spend the hard-earned money in their bank accounts. With credit cards, you can freely shop and purchase products without having to use your debit card or making transactions in cash. Usually, visa credit cards are issued by most banks and the card holders essentially take a small loan from the banks to purchase items.
So, it is essential to settle the credit card bills at the end of the month which is similar to paying off a loan. Here is a look at some of the easy methods through which you can make visa credit card payments.
Credit Card statement
The first step in paying off your credit debt is to acquire the statement from your bank. This statement is usually sent through the mail to your house or office. However, you can choose to download the statement from the online portal of the bank in question. This statement will provide you with the necessary details of your credit card usage and will also let you know exactly how much you need to pay to settle your bills.
Online method of bill settlement
Since the internet is one of the most important modes for any payment now, credit card bills can also be settled online. For instance, internet banking can be used to clear off the debt. For settlement through internet banking,
• Log into the account and access the Credit card payment option on the portal.
• Enter the credit card number and the account which you want to be debited for the payment.
• Enter the amount that needs to be paid and click on the submit button. This is perhaps the simplest form of Visa credit card payment in which you do not even have to leave the confines of your home.
Similarly, NEFT and IMPS payments can be made online as well. Just access the bank’s site and choose IMPS/NEFT transactions. Following this, enter the name of the beneficiary, name of the bank, branch name, 16-digit credit card number and the IFSC code for your branch.
Offline bill payment methods
If you want to clear your credit card bill offline, you will need to write out a cheque or create a draft of the said amount and send it over to the bank. Some banks also allow you to clear the bill using any Visa ATMs in the country. Lastly, banks also allow for the cash payment of the credit card bills, but in such a case, you would need to visit a branch of the bank in question.
So, it is essential to settle the credit card bills at the end of the month which is similar to paying off a loan. Here is a look at some of the easy methods through which you can make visa credit card payments.
Credit Card statement
The first step in paying off your credit debt is to acquire the statement from your bank. This statement is usually sent through the mail to your house or office. However, you can choose to download the statement from the online portal of the bank in question. This statement will provide you with the necessary details of your credit card usage and will also let you know exactly how much you need to pay to settle your bills.
Online method of bill settlement
Since the internet is one of the most important modes for any payment now, credit card bills can also be settled online. For instance, internet banking can be used to clear off the debt. For settlement through internet banking,
• Log into the account and access the Credit card payment option on the portal.
• Enter the credit card number and the account which you want to be debited for the payment.
• Enter the amount that needs to be paid and click on the submit button. This is perhaps the simplest form of Visa credit card payment in which you do not even have to leave the confines of your home.
Similarly, NEFT and IMPS payments can be made online as well. Just access the bank’s site and choose IMPS/NEFT transactions. Following this, enter the name of the beneficiary, name of the bank, branch name, 16-digit credit card number and the IFSC code for your branch.
Offline bill payment methods
If you want to clear your credit card bill offline, you will need to write out a cheque or create a draft of the said amount and send it over to the bank. Some banks also allow you to clear the bill using any Visa ATMs in the country. Lastly, banks also allow for the cash payment of the credit card bills, but in such a case, you would need to visit a branch of the bank in question.
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