Almost everyone have ATM cards these days. It is commonly used for making payments and paying bills. The main benefit of using ATM cards is that one does not require to keep cash with them. This means they one saves time by not waiting in long ques to withdraw cash from the bank as well. ATM cards can be used to make online payments and withdraw cash from ATM machines which are found almost everywhere today. Most people have one or more ATM cards, but do not use it efficiently.
There are a few ways through which one can use his ATM card efficiently.
1. Increase the credit limit of the credit card:
As a customer of the bank you may ask the bank to increase the maximum credit limit on the credit card. This will help make more withdrawals and purchases in a month without immediately paying the amount spent.
2. Always claim rewards:
As a customer one does get several advantages or reward points when some specific expenses are made, depending on the terms specified by the financial institution. The benefits may involve availing higher discounts on purchasing by using collected reward points, access to airport lounges or even en-cashing reward points. As a smart customer one must try to use their credit card in a manner which helps them accumulate these reward points and avail greater benefits.
3. Pay dues on time:
Making complete payments on one’s ATM card and clearing existing dues assures that you do not have to pay any late charges. If you think you may not remember to clear the credit card bill on time, one may also opt for direct deduction of the bill amount from their account to avoid late payment charges.
4. Check your credit card bill:
An intelligent and a smart customer will always check his ATM card bill before making any payment. One should carefully review and scrutinize their credit card bill each month to assure that they are only paying for what they have spent.
5. Secure ATM card information:
The internet is filled with hackers and scammers who may misuse debit or credit card information. To avoid such a mishap always assure that when you are making an online payment it is authenticated and secured. In case of any anomaly one should immediately contact their bank.
By keeping these little tips in mind and following them, one can smartly and efficiently use their ATM card and avail maximum benefits and perks as a valued customer of the bank.
There are a few ways through which one can use his ATM card efficiently.
1. Increase the credit limit of the credit card:
As a customer of the bank you may ask the bank to increase the maximum credit limit on the credit card. This will help make more withdrawals and purchases in a month without immediately paying the amount spent.
2. Always claim rewards:
As a customer one does get several advantages or reward points when some specific expenses are made, depending on the terms specified by the financial institution. The benefits may involve availing higher discounts on purchasing by using collected reward points, access to airport lounges or even en-cashing reward points. As a smart customer one must try to use their credit card in a manner which helps them accumulate these reward points and avail greater benefits.
3. Pay dues on time:
Making complete payments on one’s ATM card and clearing existing dues assures that you do not have to pay any late charges. If you think you may not remember to clear the credit card bill on time, one may also opt for direct deduction of the bill amount from their account to avoid late payment charges.
4. Check your credit card bill:
An intelligent and a smart customer will always check his ATM card bill before making any payment. One should carefully review and scrutinize their credit card bill each month to assure that they are only paying for what they have spent.
5. Secure ATM card information:
The internet is filled with hackers and scammers who may misuse debit or credit card information. To avoid such a mishap always assure that when you are making an online payment it is authenticated and secured. In case of any anomaly one should immediately contact their bank.
By keeping these little tips in mind and following them, one can smartly and efficiently use their ATM card and avail maximum benefits and perks as a valued customer of the bank.
No comments:
Post a Comment