How to make optimum use of recharge offers

In the past few years, the use of mobile wallets has grown in popularity among users owing to the wide range of conveniences they offer. This makes the market extremely competitive and several providers are luring users with promotional offers on mobile recharge. Knowing how to make the best use of these recharge offers will aid you to make the best use of your money.

Here are the ways you can make the best use of recharge offers.

Use a Mobile Wallet
Every time you recharge through mobile wallets you can either use existing recharge offers or you can earn points that you can redeem later. You can also get discounts on mobile recharge from certain apps. Mobile wallets are very convenient to use and you can save money on using them.

Coupons
Mobile wallets offer coupons on mobile recharge almost daily either on the purchase of certain items or within a specified time. Collecting the coupons helps you to take advantage of the best offers on mobile recharge.

Research Online Offers
Many offers on mobile recharge are available online. If you have the time to look for recharge offers that are afloat, you are bound to find an offer that you can use to save your money every time you recharge.
Offers from the Network Operator
Recharging plans that offer full talk time or free incoming and outgoing calls help you make the best use of money spent on recharge. Go for plans that allow the best combination of calling, texting, and use of the internet. You can also ask the network provider for the best plans on offer. A little research can go a long way to make the best of mobile recharge.

In an era where being connected to your phone is a necessity, making optimum use of recharge offers is essential. Recharge offers are extremely easy to find no matter which network operator you prefer to use. It is also a very fast and convenient process. If you can spare a little time to research the recharge offers that are afloat, you might even get a free recharge.

Top 5 Food Delivery Apps of India

There is no questioning the fact that Indians love food. With a variety of restaurants at your disposal and a shortage of time due to hectic schedules, ordering food from restaurants has become a norm in almost all households across the nation in at least once a week if not more. In order to cater to people’s hunger and fascination for food, a number of food ordering apps have now come into being. With the indulgence of food being just one tap away, here are some of the most popular food ordering apps in India-

1.    Swiggy
One of the most popular food delivery apps in the country, this food on wheels app has grown by leaps and bounds in a short span of time. With the promise of superfast delivery and a large number of options to choose from, Swiggy also offers a no minimum online order food policy. Whether it is in the hearts of people or in the top food app lists, Swiggy ranks as number one, clearly hands down.

2.    Zomato Order
This application first started out as a restaurant and food search engine in 2008.  With countless customer reviews, pictures and recommendations existing online, finding a restaurant of your liking became super easy. An exhaustive repository of information about restaurants from twenty-four countries, this search engine soon came up with the option to online order food and deliver. Zomato Order also offers a number of discounts and offers.

3.    Uber Eats
Uber Eats introduced by Uber Technologies Inc, the taxi service on call provider has significantly grabbed people’s attention in a short period of time with their venture. Although a new kid on the block, Uber Eats is operational in most of the major cities of the country such as Kolkata, Mumbai, Delhi, Bangalore and more as is one of the most used food ordering apps in the country. Uber Eats not only gives fierce competition to leading food delivery apps such as Swiggy and Zomato but also gives wonderful discounts and free food to people ordering from the app for the first time.

4.    Foodpanda
Foodpanda has its roots in Deutschland and was started in 2017. However, in one year they have charted their business radius in over forty-three countries. Foodpanda collaborates with more than four thousand restaurants from each city. 

5.    Dominos
Dominos pizza is perhaps the most popular pizza delivery restaurant in India. Initially, Dominos began as a telephonic pizza provider and soon started shifting towards food delivery apps in India. True to the style of dominos, the app also continues to offer amazing discounts and free pizza-to-pizza lovers.
So the next time you are planning to order your favourite cuisine online, try out these apps to avail of the best deals and lip-smacking food.

5 innovative mobile payment apps in India

With the rise in popularity of online shopping and E-commerce websites, dependence on payment apps to make payment for purchases has also increased. In the aftermath of demonetisation, using a payment app has become more frequent and preferred method of payment.

Here is a list of the most innovative mobile payment apps that are a rage in India.

PayTM
This is probably the most popular payment app right now. A large number of people use PayTM to make payment for a variety of services. All payments are associated with incentives and discounts that offer huge cash savings to the users. The user-friendly and easy to use interface helps to enhance the popularity of the app as well.

MobiKwik
This payment app allows a person to make payment for a wide range of services, such as electricity bills, mobile bills, online shopping etc. by logging in to their accounts. You can use the money in your digital wallet or a credit/debit card to pay.

JioWallet
The simple layout of this payment app makes it very convenient for use by new users. With this app, you can make payment of bills, recharge your phone, shop, send, and receive money easily.

PayZapp
This payment app by HDFC Bank allows you to make payments and shop for movie tickets, groceries, and a range of other products. This app promises a complete solution to all your transaction needs. You can avail great discounts using SmartBuy feature and pay bills, recharge mobiles and reap benefits of several other services using this payment app.

State Bank Buddy
You can conveniently use this app, which is operated by the largest network of banks in India for mobile recharges, paying utility bills, credit card bills, shopping and sending money to other users of this app. The payment process is simple and safe. This payment app is available in both Hindi and English for better accessibility. All payments are made through your credit or debit card.

The number of users of mobile payment apps is around 250 million at present. However, this figure will predictably double in a year or two. If you are among the users who are yet to make the shift from manual payments to mobile payments, this list of innovative mobile payment apps in India is exactly what you need.

How to convert gift card to cash?

There was a time when the idea of a gift card was considered to be thoughtless and mechanical. But in the last few years with the sudden upsurge in mall culture, shopping has become an integral part of those living in urban areas. Due to the countless number of e-commerce shopping websites, Indians have become very brand conscious nowadays. Most of these brands offer the option of gifting a gift card to your loved ones of certain monetary values.

It might sometimes happen that you get a gift voucher from a particular brand that you do not wish to shop from. Or you might feel that in the last few weeks you have indulged in a lot of frivolous shopping and now the time has come to reinitiate the process of saving, therefore, money would seem like a better option than gift cards. Then there is a way in which you can monetarily benefit from all those gift cards that are lying around in your cabinet drawer.

You Can Sell Your Gift Card

There are a few websites, which buy gift cards and you get back to cash in return. If you are the owner of a digital gift card then the chances are that they would be bought immediately. If you have a physical gift card then you have to make it a point to get it shipped to the buyer. In India, you can sell your gift voucher on NAFA, Woohoo, and Zingoy. In order to sell your gift card, you simply need to sign up on the said website and add your mobile number details. The gift voucher once sold, the amount will be transferred to your bank account.

Customers who come to buy gift cards online can now either redeem the card amount online or at the offline store. Woohoo, for example, has more than 150 brands and around 5,000 store portals where customers can easily shop from.

Another way of selling your gift card is by trading it to your friend for cash. Find a friend who might be interested, meet up with them and get your business transaction under process.

Make use of your unused gift card. If you are stuck with too many gift cards and are fed up with shopping, you can make better use of your unused gift vouchers and invest in savings with the money that you get back in return.

How to use to money transfer apps?

Smartphones, today, can manage every little aspect of your life, including your finances if you know how to use the relevant apps. Digital currency is becoming more and more popular and you can use a money transfer app to make almost any payment. The world seems to be shrinking in size and an international money transfer app is bringing individuals even closer.

However, a large number of individuals are still unclear about using a money transfer app and its benefits and precautions. Some of the more popular money transfer apps are user-friendly. You can easily use it to send money online instantly if you follow these steps-

• First, you have to download the money transfer app of your choice from your Android or iOS smart device. Not all apps allow international transactions. If you have to transfer money worldwide, make sure to download an international money transfer app.
• The next step is registration. You have to open the app and fill in the simple details to connect your app with your bank account or card.
• Once you have the account ready, you can add money, make payments or transfer money through your smartphone.
• There is usually a daily limit set on transfer for most app. You will not be able to make daily transactions above this limit.
• To transfer money you have to specify the location or server to which you want to transfer the money. Then you choose the source of the money, which may be your bank account, credit card, debit card or a wallet feature of your money transfer app.

The money transfer app secures all transactions with a security question or password you have to fill. This ensures no transfer of funds takes place without your consent or knowledge. You can transfer money to another bank account or another mobile wallet with your money transfer app.

With the growing acceptance of digital currency, it is essential that you know how to use a money transfer app. It is especially useful for making emergency cash transfers to your loved ones and urgent payments. Follow these simple steps and you will be handling digital currency with ease in no time.

Why usage of mobile apps is on a rise?

With rapid progress and development in the world of technology, both the need and usage of apps or applications have grown. These apps have single-handedly changed the way we live and carry out various tasks such as shopping, mobile banking, calling for a taxi, so on and so forth. There is an application for practically almost everything these days. In recent years, there has been a significant rise in the usage of mobile banking app in the world of technology. Let us join heads and figure out why that is so.

Time and Cost Saving

Mobile Banking these days has become a popular way of conducting banking transactions. Mobile banking saves you the hassle of commuting to the bank and waiting in long queues to get the job done. Not only is an e-banking app cost saving but also time-saving. You can now carry out your transactions from the comfort and luxury of your living room or even your workplace. You do not have to set aside a couple of hours from your already busy schedule every other day to physically pay a visit to the bank. 

Convenience

There is no denying the fact that using a mobile banking app is the most convenient way of getting your money requirements resolved in a short period of time. With just the tap of your finger, you have either completed your online payment for a particular purchase or you have successfully managed to transfer money to your friends or family. These processes normally take up to a few hours when you plan to get them done from the bank physically, but with the coming of mobile banking, life has become simple and easy.

Relief for the aged

When it comes to the question of standing in long queues for long hours the group that suffers the most is the aged who are afflicted with a number of medical conditions. For them, the physical and mental exertion becomes taxing on a regular basis. Therefore, the coming of an e-banking app has become a godsend, especially for the old and ailing.

Mobile Banking is Secure

A mobile banking app is not only convenient but also extremely secure. This security is ensured with the help of a number of authentication features such as face recognition, password or pin protection, and even fingerprint.

The overwhelming number of apps designated for different needs and categories have completely revolutionized the lives of people. They have allowed people to connect with the rest of the world faster and effectively and this is the reason why the usage of mobile apps is on the rise. 

The uses of mobile banking

Gone are the days when you had to wait in enormous queues for your banking needs. The world is fast changing to digital means and so is banking. Mobile banking is the new trend where you can do all your transactions from your smartphone.

With the help of a banking app, you can easily withdraw and deposit money from anywhere in the world and keep a tab on your account details. As mobile banking continues to grow, it is incorporating even more features to benefit the users.

However, a large majority of people are yet to make the shift from physical banking to a banking app. Even people who engage in mobile banking are still unaware of all the features presented by the medium.

If you are contemplating the shift to mobile banking, here are the reasons why it is extremely useful!

Enhanced Security Features
All your account information is protected with passwords and other security verifications that make mobile banking an extremely safe option. You can use biometric data to secure your account as well. If you feel there is a security breach, you can remotely disable the banking app from your phone.

Easy Accessibility
With a banking app on your smartphone, you can access account information anytime, from anywhere across the globe. This feature makes mobile banking a far superior method than physical banking. You can also get all the services you desire almost instantly without having to waste time standing in queues outside your bank.

Easier Document Sharing and Feedback
With most mobile banking apps, you can share documents and your mobile screen with the bank officials. This way the representatives can review documents and give feedback in real time. Due to this, you can get guaranteed and quick support from the bank representatives anywhere, anytime.

Updates
It is not always possible to get information about new schemes and offers floated by your bank when you visit the bank. However, mobile banking provides a solution to this. With your banking app giving you regular updates about your account and best investment and saving options that are available, you can improve your finances drastically.

Free of Cost
The banking apps are free to download. In addition, the bank usually levies no fee for mobile banking.

Mobile banking is much easier than physical banking where you have to run from counter to counter to go about your business. It saves both time and money and allows you to access your account from any place with an internet connection.